:root {
  --navy: #14213d;
  --navy-dark: #0d1730;
  --gold: #b08d57;
  --bg: #f7f6f3;
  --text: #22262e;
  --muted: #5b6270;
  --border: #e3e1db;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: Georgia, 'Times New Roman', serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}

header {
  background: var(--navy);
  color: #fff;
  padding: 18px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.brand {
  font-size: 20px;
  font-weight: bold;
  letter-spacing: 0.5px;
  color: #fff;
  text-decoration: none;
}

.brand span { color: var(--gold); }

nav a {
  color: #e7e7e7;
  text-decoration: none;
  margin-left: 22px;
  font-size: 14px;
  font-family: Arial, Helvetica, sans-serif;
}

nav a:hover { color: var(--gold); }

.phone-badge {
  background: var(--gold);
  color: var(--navy-dark);
  padding: 8px 16px;
  border-radius: 4px;
  font-weight: bold;
  font-family: Arial, sans-serif;
  font-size: 14px;
  text-decoration: none;
}

.hero {
  background: linear-gradient(rgba(13,23,48,0.88), rgba(13,23,48,0.88)),
              url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="800" height="400"><rect width="800" height="400" fill="%230d1730"/></svg>');
  background-size: cover;
  color: #fff;
  padding: 80px 24px;
  text-align: center;
}

.hero h1 {
  font-size: 34px;
  margin: 0 0 14px;
}

.hero p {
  max-width: 640px;
  margin: 0 auto 28px;
  color: #cfd3dc;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
}

.btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-dark);
  padding: 14px 30px;
  border-radius: 4px;
  text-decoration: none;
  font-weight: bold;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
}

.btn:hover { background: #c9a26c; }

main {
  max-width: 820px;
  margin: 0 auto;
  padding: 56px 24px;
}

main h1 {
  font-size: 28px;
  color: var(--navy);
  margin-bottom: 4px;
}

main h2 {
  font-size: 19px;
  color: var(--navy);
  margin-top: 32px;
}

.updated {
  font-family: Arial, Helvetica, sans-serif;
  color: var(--muted);
  font-size: 13px;
  margin-bottom: 28px;
}

.card-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
  margin: 36px 0;
}

.info-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 24px;
  font-family: Arial, Helvetica, sans-serif;
}

.info-card h3 {
  margin: 0 0 8px;
  font-size: 16px;
  color: var(--navy);
}

.info-card p {
  font-size: 14px;
  color: var(--muted);
  margin: 0;
}

.fineprint {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 18px 20px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 13px;
  color: var(--muted);
  margin-top: 24px;
}

footer {
  background: var(--navy-dark);
  color: #b7bcc7;
  text-align: center;
  padding: 28px 16px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 13px;
}

footer a {
  color: #d9c7a0;
  text-decoration: none;
  margin: 0 10px;
}

footer a:hover { text-decoration: underline; }

a { color: var(--navy); }